1. Acceptance of Terms

By accessing or using Tractverse, you agree to comply with these Terms and Conditions. If you do not agree, please refrain from using the platform.

2. Eligibility
Users must be 18 years or older to apply for grants or use premium services.
Grant applicants must be African entrepreneurs or part of the African diaspora.
Tractverse reserves the right to verify user identity and eligibility.
3. Grant Application Rules
All applications must be submitted through the official platform.
Applicants must provide accurate and truthful information.
Tractverse reserves the right to reject applications that do not meet the criteria or contain false information.
Grant decisions are final and non-negotiable.
4. Intellectual Property
Users retain ownership of their submitted business ideas and materials.
By submitting an application, users grant Tractverse a non-exclusive license to review and evaluate the content for grant purposes.
Tractverse retains ownership of all platform content, including resources, templates, and branding.
5. User Responsibilities
Users must not engage in fraudulent activities, misuse the platform, or violate any applicable laws.
Users are responsible for maintaining the confidentiality of their account credentials.
6. Payment Terms
Subscription fees for premium tiers are non-refundable unless otherwise stated.
Payments must be made through the platform’s approved payment methods.
7. Privacy Policy
Tractverse collects and processes user data in accordance with its Privacy Policy [link to Privacy Policy].
Users consent to the collection and use of their data as outlined in the Privacy Policy.
8. Limitation of Liability
Tractverse is not liable for any indirect, incidental, or consequential damages arising from the use of the platform.
The platform does not guarantee grant approval or business success.
9. Termination
Tractverse reserves the right to suspend or terminate user accounts for violations of these Terms and Conditions.
Users may terminate their accounts at any time by contacting support.
10. Dispute Resolution
Any disputes arising from the use of Tractverse will be resolved through arbitration in accordance with [applicable jurisdiction] laws.
Users agree to waive their right to participate in class-action lawsuits.
11. Modifications to Terms
Tractverse reserves the right to update these Terms and Conditions at any time. Users will be notified of significant changes.
12. Contact Information
For questions or concerns, please contact us at support@tractverse.com.